Terms of Service & Disclaimer.

Nature of Content

All articles, guides, calculators, and tools on this website are provided for educational purposes. They are intended to help you understand general concepts related to PIT-38 tax filing in Poland, including topics like cryptocurrency taxation, ETF dividends, and deductible costs.

Who We Are

We are hobbyist investors who faced the challenge of understanding Polish tax obligations for our own investments. After spending considerable time researching official sources, NBP documentation, and tax regulations, we decided to share what we learned to help others in similar situations. However, we are not professionals in taxation or accounting.

No Professional Advice

Nothing on this website should be interpreted as:

• Professional tax advice or tax planning guidance
• Legal advice or legal opinion
• Financial advice or investment recommendations

Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no warranties or representations about the accuracy, completeness, or reliability of the content. Tax laws and regulations change frequently, and information may become outdated. Always verify information with official sources and consult a professional.

External Links

Our website may contain links to external websites for reference purposes. We are not responsible for the content, accuracy, or availability of these external sites.

NBP Exchange Rate Data

Exchange rates displayed on this website are sourced from the National Bank of Poland (NBP) public API. While we fetch this data directly from NBP, we cannot guarantee its accuracy or availability. Always verify exchange rates with official NBP sources when filing your tax returns.

Limitation of Liability

To the fullest extent permitted by law, we disclaim all liability for any errors, omissions, or inaccuracies in the content, or for any actions taken based on the information provided. You use this website at your own risk.

Changes to These Terms

We reserve the right to modify these terms at any time. Continued use of the website after changes constitutes acceptance of the new terms.

Contact

If you have questions about these terms, please reach out through our contact page